INSURANCE & BILLING
Life Stone Counseling Centers accept all in-network insurances. There is much to understand about pre-authorization of services, your deductible, co-payments, co-insurance, etc. We provide free verification of your mental health benefits and will help you understand what they mean. For individuals with out-of-network insurance, we are happy to supply you with a receipt for services that you may submit to your insurance for reimbursement.

Life Stone is also happy to accept payments from clergy, State Victims Reparation and many others. We also offer $50.00 low-cost sessions with Master's Level Interns for individuals who are uninsured or may have difficulty affording treatment. Please call us with any questions regarding your insurance benefits or self-pay rates at (801) 984-1717.
COMMON INSURANCE TERMS
DEDUCTIBLE:
A deductible is the amount a member must pay out-of-pocket before insurance benefits kick-in. Deductibles are often listed annually, by individual and family. In other words, if you have a $300/$900 deductible, it means that $300 must be paid for an individual member OR $900 for the combined family before insurance will begin paying for services. Deductibles correspond to your plan's policy year (e.g. calendar or fiscal).

CO-PAYMENT/CO-INSURANCE:
A co-payment is the portion of the charge for the appointment that the member if responsible for. This amount may be a specific dollar amount, a percentage for the total charge, or a combination of the two.

PRE-AUTHORIZATION OF SERVICES:
Some plans require you, the member, to call in advance of your appointment to receive authorization for a covered service. Failure to obtain pre-authorization can result in the member being responsible for the entire fee for the service.

IN-NETWORK BENEFITS:
Many insurance plans have provider panels (professionals that are contracted with your insurance company), which are the professionals whose services the plan will pay the maximum benefit for.

OUT-OF-NETWORK BENEFITS:
Some plans allow members to "swing-out" of the panel and see any provider they choose. The main disadvantage of going outside your network is you may have to pay a higher deductible and/or copay than if you use a provider who is considered in-network.
INSURANCE VERIFICATION

SALT LAKE COUNTY
613 E. Ft Union Blvd #104
Midvale, UT 84047
Phone: (801) 984-1717
Fax: (801) 984-1720
UTAH COUNTY
150 S. 400 E.
American Fork, UT 84003
Phone: (801) 980-7222
Fax: (801) 980-7223
© 2018 Life Stone Group, LLC All Rights Reserved. 
Insurance Billing Dept:
(801) 296-2113

Mailing Address:
613 E. Ft Union Blvd #104
Midvale, UT 84047