Stone Center accepts all in-network insurance carriers. There is much to understand regarding pre-authorization
of services, your deductible and co-payment. We provide free
verification of your particular mental health benefits and will help you
learn what they mean.
Life Stone is happy to accept payments from clergy, state victims reparations and many others. We also offer a sliding scale for clients who are uninsured and need assistance in paying for treatment, simply fill out the financial hardship application and a Life Stone representative will be in contact with you.
Common Insurance Terms
A deductible is the amount a member must pay out-of-pocket before
insurance benefits kick in. Deductibles are often listed dually, by
individual and family. In other words, if you have a $300/$900
deductible it means that $300 must be met for one family member OR $900
by the family before insurance will begin paying for services.
Deductibles correspond to your plan’s policy year (e.g., calendar or
Co-payment: A co-payment is the portion of the charge for the appointment that the
member is responsible for. This amount may be a specific dollar amount, a
percentage of the total charge, or a combination of the two.
Pre-authorization of Services: Some plans require you, the member, to call in advance of your
appointment to receive authorization (e.g., payment) for a covered
service. Failure to obtain pre-authorization can result in the member
being responsible for the entire fee for the appointment.
Out-of-Network Benefits: Many insurance plans have provider panels, which are the professionals
whose services the plan will pay the maximum benefit for. Some plans
allow members to “swing out” of the panel and see any provider they
choose. The main disadvantage of going outside your network is that you
may have to pay a deductible, or a higher deductible, and your
co-payment is often higher than if you use a provider who is in the
network (i.e., on your plan's panel).
7300 South 300 West, Suite 101 Salt Lake City, UT 84047 | 801.984.1717 150 South 400 East American Fork, UT 84003 | 801.980.7222